We enable people without access to traditional banks (including many women) to expand their businesses, educate their children, save for the future and raise themselves out of poverty. Through Kiva, a non-profit organisation working with microfinance institutions, you choose a borrower to support with a loan of just $25. Similar loans by other lenders are combined until the required total is reached. As your money is repaid you can withdraw it or lend it to someone else. Money that is loaned over and over again does more good than a one-time donation. Join 'Genealogists for Families' - together we are making a difference!

20 October 2016

Making Money for Kiva via Online Surveys

This is an updated version of an earlier post.

Doing online surveys is an easy way to raise money for Kiva and other non-profit organisations (or for your 'genealogy wish-list').

Reputable sites do not generate spam emails or unwanted phone calls (and in most cases you can avoid giving them your phone number). Some of the surveys are conducted by Universities. Others involve trying new products, and I have 'tested' icecreams, cereal, kitchen wipes, teabags etc.

Some sites pay cash. Others let you choose a gift card (Coles/Myer, Woolworths/Caltex, Amazon, iTunes, Bunnings, etc). All the details will be on the site (look for FAQ or Help).

Survey panels to which I belong include (in order of preference):
  1. Pure Profile: Available to residents of many countries. This site is my favourite, and I always earn $300 per year here. Pure Profile pays you 5c-20c even if you are screened out of a survey. Each time you log in, click 'Surveys' to see what's currently available. You will qualify for more surveys if you log in every day (or as often as possible). The surveys will be more relevant if you regularly check whether there are more questions to be answered about your preferences and interests (click 'Profile').

  2. Australian Meal Panel: For Australians only. When asked for the 5 digit pin, enter 86127. Earn money by doing a 3-minute survey about food once or twice per month, and receive extra payments if you send in supermarket receipts. You will be paid via PayPal or by deposit to your bank account.

  3. Your Voice: For Australians only. I have occasionally earned $50-$70 for a single survey here, but the smaller ones also add up to a decent amount. I recently earned $20 by doing an interesting survey about travel, TV programmes and other topics.
Don't despair if your earnings are low at first. In my experience, it gets better. Many surveys are targeted to specific groups, so you will increase your chances of being invited to relevant surveys if you answer the questions in your 'profile', update them periodically, and (if applicable) do the 'welcome survey' when you join.

Genealogists for Families members with some spare time may find surveys a good way to fund extra Kiva loans - or to earn money for more birth, death and marriage certificates!

14 January 2016

The How and Why of Auto-Lending (updated)

This is an updated version of a 'tip' that I originally posted in 2012. It reflects recent changes to the Kiva Web site.

Many Kiva loans are repaid in monthly installments, but there may be times when you cannot check your Kiva credit on repayment day (for example, if you are travelling, ill or just very busy). To avoid leaving money sitting idle when it could be used for another loan, or to control what happens to your Kiva credit when you depart this life, you can, as a precaution, set up Auto-Lending.

This means that if you have $25 in credit but don't log in within a certain time (which you specify), Kiva can act for you to allocate that credit to a new loan. You can (if you wish) control this by setting criteria such as countries, sectors, risk rating, repayment term, gender, etc, as shown in the example on the right.

It's easy to do. Just log in to Kiva, select 'Settings', then (in the drop-down list) 'Credit'; scroll down to 'Auto-Lending Settings', set your preferences, and click 'Save'.

Check your account settings now. Do they suit the way you use Kiva? Did you choose an appropriate option for 'Inactivity settings' and 'Auto-Lending settings'?
~ ~ ~
Join Genealogists for Families. Together we can make a difference!